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credits [2026/02/01 06:30] – [How to add credits?] admincredits [2026/02/01 06:31] (current) – [Gotchas!] admin
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 You can easily purchase credits (Rs 500/- or more) from one of the two payment gateways we have setup: Razorpay (useful for Indians) and Stripe (useful for those outside India)  You can easily purchase credits (Rs 500/- or more) from one of the two payment gateways we have setup: Razorpay (useful for Indians) and Stripe (useful for those outside India) 
  
-====How to redeem earnings?==== 
-As explained earlier; authors may charge an additional amount over and above our platform fees. Those extra credits are accumulated as the //earnings// for that person. Currently, these earnings are automatically transferred as credits whenever the credits become 0 or less. In future; we will strive to payout the earnings as money back to the authors. //Unfortunately, the RBI -- Reserve Bank of India -- does not permit such payouts as of now.// 
 ====Adding credits is a 2 step process==== ====Adding credits is a 2 step process====
 Apart from making a payment at one of the two payment gateways; you should ALSO do one more step: You would be emailed the receipt for the payment.  The receipt no (in case of Stripe) or the Payment ID (in case of Razorpay) must then be entered into the  "Add Credits" dialog of any Geminar account.  Apart from making a payment at one of the two payment gateways; you should ALSO do one more step: You would be emailed the receipt for the payment.  The receipt no (in case of Stripe) or the Payment ID (in case of Razorpay) must then be entered into the  "Add Credits" dialog of any Geminar account. 
  
 We made this 2 step process because it should be possible for one Geminar account be funded by someone else. (Say a father wants to gift some credits to his daughter)  We made this 2 step process because it should be possible for one Geminar account be funded by someone else. (Say a father wants to gift some credits to his daughter) 
 +
 +====How to redeem earnings?====
 +As explained earlier; authors may charge an additional amount over and above our platform fees. Those extra credits are accumulated as the //earnings// for that person. Currently, these earnings are automatically transferred as credits whenever the credits become 0 or less. In future; we will strive to payout the earnings as money back to the authors. //Unfortunately, the RBI -- Reserve Bank of India -- does not permit such payouts as of now.//
 +
  
 ====Gotchas!==== ====Gotchas!====
-By default, we want to permit whatever you are doing to go ahead (as much as possible) without worrying about credits. We deduct credits //after// you have done the action. For example; you may have just 5 credits remaining in your account. But you then ended up broadcasting for 15 minutes. When it comes to deducting the credits, our server will note that your credits are now -10 (we assume here that the rate for broadcasting is 1 credit per minute)  At this point you may not be able to carry out any other action that consumes credits.  Not to worry: Simply purchase more credits and add those into your account. So if you had added 500, then now the total credits you will have would be 490+By default, we want to permit whatever you are doing to go ahead (as much as possible) without worrying about credits. We deduct credits //after// you have done the action. For example; you may have just 5 credits remaining in your account. But you then ended up broadcasting for 15 minutes. When it comes to deducting the credits, our server will note that your credits are now -10 (we assume here that the rate for broadcasting is 1 credit per minute)  At this point you may not be able to carry out any other action that consumes credits.  Not to worry: Simply purchase more credits and add those into your account. So if you had added 500, then now the total credits you will have would be 490.
  
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